Retirement is getting real
You want to know when work can become optional, how much you can spend, and how taxes and Social Security fit together.
Fee-only financial planning in Northwest Missouri
Clear financial advice for decisions that affect the rest of your life.
Greater Than Financial helps families and business owners bring investments, retirement, taxes, estate questions, and major life decisions into one coordinated plan.
Starting takes only a few minutes. No account numbers, Social Security numbers, or documents are needed. You can also email us a question.
A good place to start
You're in the right place if...
Your financial life has become complicated
Accounts, a business, land, an inheritance, or competing priorities have made it hard to see the whole picture.
A major decision has raised new questions
A business change, inheritance, job transition, or major purchase affects more than one part of your financial life.
A real team behind the plan
People who know the work and one another.
Wakefield Hare, Donovan Brooks, and Emalee Wheeler work as one team across planning, investment decisions, preparation, and follow-through. Clients are not dependent on one person holding the whole relationship.
Meet the GTF teamOne coordinated plan
Advice designed around your life, not a product shelf.
We help you understand the tradeoffs, decide what matters now, and keep the plan current as life changes.
Financial planning
Retirement, cash flow, tax strategy, Social Security, insurance, education, and estate coordination brought into one decision-making framework.
Investment management
Diversified, low-cost portfolios built around your goals and managed with discipline through changing markets.
Planning coordination
Implementation, professional coordination, and ongoing updates that keep the plan useful as circumstances change.
Why Greater Than Financial
Clear incentives. Clear advice. Clear fees.
Fee-onlyWe are paid directly by clients, not by commissions, product providers, or referral arrangements.
FiduciaryWe are committed to putting each client's interests first when providing financial advice.
Locally groundedBased in Savannah and serving families throughout St. Joseph and Northwest Missouri.
Clear fees
Understand the cost before you commit.
There is no cost to tell us about your situation. If we recommend a paid engagement, we will explain the work and the fee before you decide.
A useful place to begin
Tell us where you are. We'll help you find the next step.
Share a few details about your current situation and what you want to accomplish. We'll guide you toward the most useful path, such as an advisor conversation, a practical course, or another resource. There is no cost to begin.