Investments and taxes
Account location, capital gains, charitable gifts, retirement withdrawals, and cash needs considered alongside portfolio risk.
High-net-worth planning from Savannah, Missouri
Fee-only wealth management for families with more to coordinate.
Substantial investments, a business or farm, land, an inheritance, trusts, and retirement decisions can affect one another. Greater Than Financial brings those decisions into one plan for households within roughly 100 miles of Savannah.
Where complexity tends to appear
More assets create more connected decisions.
Business, farm, and land
Ownership, compensation, retirement plans, liquidity, succession, and family goals organized within the personal financial plan.
Estate and family coordination
Beneficiaries, trusts, insurance, inheritances, charitable intent, and support for future generations reviewed with your attorney and accountant when you authorize it.
The work behind wealth management
Decisions we can help you coordinate
- Retirement timing and sustainable spending
- Tax-aware withdrawals and Roth conversion analysis
- Portfolio design across taxable and retirement accounts
- Concentrated investments and employer stock
- Business succession and personal liquidity
- Farm, land, and family ownership decisions
- Inheritance and survivor planning
- Estate, beneficiary, and charitable coordination
GTF provides financial planning and investment advice. Attorneys, accountants, and other professionals provide legal, tax-return, and other professional services within their own engagements.
Clear fees for larger portfolios
The published rate declines as managed household assets grow.
GTF's current breakpoint schedule lists annual rates of 0.50% for $1 million to $2.5 million, 0.40% for $2.5 million to $5 million, and 0.30% for $5 million and above. Minimum annual fees apply within those bands. Current agreements and filed disclosures provide the controlling terms.
A local firm with a broad service area
Based in Savannah and available across the 100-mile region.
GTF serves households in and around Savannah, St. Joseph, Maryville, Cameron, Atchison, Platte City, Liberty, and the Kansas City Northland. Meetings may take place by video or in person at the Savannah office.
Fee-onlyGTF is paid by clients and does not receive product commissions.
FiduciaryAdvice is provided under a duty to put each client's interests first.
VerifiableFees, professional biographies, and public regulatory records are available before a household decides to proceed.
Common questions
What affluent families usually want to know first
Does GTF require $1 million to become a client?
GTF has no universal $1 million account minimum. The published fee schedule covers households below and above $1 million. The fit review determines whether GTF's services match the work you need.
How does GTF charge for wealth management?
GTF is fee-only. Ongoing planning and investment management generally use the published household asset schedule. Defined planning and hourly arrangements may also be available.
Where does GTF meet clients?
GTF is based at 412 Court Street in Savannah. Clients may meet by video or in person at the Savannah office based on the work involved and the team's availability.
Can GTF work with my attorney or accountant?
Yes. With your authorization, GTF can coordinate financial planning decisions with your attorney, accountant, and other professionals.
A useful place to begin
Tell us where you are. We'll help you find the next step.
Share a few details about your current situation and what you want to accomplish. We'll guide you toward the most useful path, such as an advisor conversation, a practical course, or another resource. There is no cost to begin.